ZIP 07501 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 07501 (Passaic County, New Jersey) at a low 29/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 66/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 54% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $333,800, an affordability ratio of 7.5× — stretched. The ZIP holds roughly 13,124 housing units. Educational attainment sits at 9% bachelor's-or-above. Around 53% of renters are cost-burdened. The vacancy rate is 6.0%. 35,321 residents call 07501 home, typically aged 31. Median household income is $40,699, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 55/100. 27.7% of residents fall below the poverty threshold. Owners hold 16% of homes, renters 84%.

Taken together, 07501 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.