ZIP 07501 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · High Poverty market
ZIP code 07501 in Passaic County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (90/100)). The split runs 60/100 structural to 2/100 active on the ground. The pressure is most legible in structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.
The expansion-phase market in 07501 posted values that rose 5.2% over the year, and 54% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $333,800 (7.5× income, severely stretched). There are about 13,124 housing units across 07501. Around 9% of adults hold a bachelor's degree or higher. Rent burden reaches 53% of tenant households. The vacancy rate is 6.0%. About 35,321 people live here, median age 31. Households earn a median $40,699 — below the roughly $78,000 national figure. On demographic stress specifically, 07501 scores 55/100. 27.7% of residents fall below the poverty threshold. 16% of housing is owner-occupied.
Net-net, 07501 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 07501 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 07501's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 07501, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 07501 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For a buyer, 07501 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 07501
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 07501 Stress Report snapshot
A live read on 07501: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Passaic County ZIP reports
Related reports across Passaic County, New Jersey
Additional distress intelligence spanning Passaic County, New Jersey by ZIP, county and state.
The complete 07501 distress and acquisition report
The full 07501 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology