ZIP 07503 Property Distress & Foreclosure Data

Passaic County, New Jersey's ZIP 07503 registers 29/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (90/100)). On the structural side it scores 66/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The expansion-phase market in 07503 posted values that rose 6.0% over the year, and 31% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 44/100. Population is roughly 19,567 with a median age of 33. The poverty rate is 20.9% — high, a tax-stress and distress correlate. Around 45% of renters are cost-burdened. At $60,295, median income runs below typical U.S. levels. The typical home is worth about $350,900 (5.2× income). Around 15% of adults hold a bachelor's degree or higher. The vacancy rate is 5.1%. 27% of housing is owner-occupied. The ZIP holds roughly 6,418 housing units.

On the whole, 07503 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.