ZIP 07503 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · High Poverty market
DLRadar grades ZIP 07503 (Passaic County, New Jersey) at a low 26/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (90/100)). On the structural side it scores 60/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 31% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
On demographic stress specifically, 07503 scores 44/100. 19,567 residents call 07503 home, typically aged 33. 20.9% of residents fall below the poverty threshold. Rent burden reaches 45% of tenant households. Households earn a median $60,295 — below the roughly $78,000 national figure. A median home runs $350,900 here, or 5.2 times local income. Around 15% of adults hold a bachelor's degree or higher. Vacancy runs 5.1%. The tenure split is 27% owner-occupied to 73% rented. There are about 6,418 housing units across 07503.
Net-net, 07503 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 07503 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 07503's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 07503, the field stays empty rather than modeled, and fills in as new documents post.
Behind 07503's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 07503 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 07503
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 07503 distress snapshot
Current distress, phase, housing and lender-pressure figures for 07503, drawn from the same report attached to each property.
Passaic County ZIPs near 07503
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Rules-based scoring — each signal ties to a public dataset · methodology