ZIP 07435 Property Distress & Foreclosure Data

Composite property distress in 07435 (Passaic County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (65/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 65/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 26% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $143,191, above the U.S. median near $78,000. Home values center near $464,000, an affordability ratio of 3.3× — accessible. 0.7% of residents fall below the poverty threshold. Around 24% of renters are cost-burdened. 2,430 residents call 07435 home, typically aged 52. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 38% bachelor's-or-above. Owners hold 75% of homes, renters 25%. The ZIP holds roughly 1,454 housing units. The vacancy rate is 18.5% — elevated.

Taken together, 07435 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.