ZIP 07435 Foreclosure, Tax-Lien & Distress Report

ZIP 07435's composite property-distress score is 26/100 - DLRadar classes that as low for Passaic County, New Jersey. Leading the profile are construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (87/100)). On the structural side it scores 60/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 26% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $143,191 — above the roughly $78,000 national figure. The typical home is worth about $464,000 (3.3× income, relatively affordable). 0.7% of residents fall below the poverty threshold. Rent burden reaches 24% of tenant households. About 2,430 people live here, median age 52. The demographic-stress sub-score lands at 24/100. Educational attainment sits at 38% bachelor's-or-above. The tenure split is 75% owner-occupied to 25% rented. There are about 1,454 housing units across 07435. The vacancy rate is 18.5% — elevated.

Taken together, 07435 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 07435 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 07435 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Passaic County, New Jersey and the nation. Where the record is thin for 07435, the field stays empty rather than modeled, and fills in as new documents post.

07435's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 07435 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.