ZIP 07442 Property Distress & Foreclosure Data

In Passaic County, New Jersey, ZIP 07442 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 66/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.0% year on year, and 26% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $442,400 here, or 3.5 times local income. The tenure split is 80% owner-occupied to 20% rented. Households earn a median $119,038 — above the roughly $78,000 national figure. Around 25% of renters are cost-burdened. The vacancy rate is 2.2%. About 41% have a four-year degree. Roughly 9.7% live below the poverty line. On demographic stress specifically, 07442 scores 25/100. The ZIP holds roughly 4,317 housing units. About 11,010 people live here, median age 39.

Net-net, 07442 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.