ZIP 07420 Property Distress & Foreclosure Data

DLRadar grades ZIP 07420 (Passaic County, New Jersey) at a low 29/100 for overall property distress. Property-level stress concentrates in construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 66/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 34% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $106,915, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 1.8%. The ZIP holds roughly 1,873 housing units. Home values center near $375,700, an affordability ratio of 3.2× — accessible. Educational attainment sits at 33% bachelor's-or-above. 9.2% of residents fall below the poverty threshold. 5,235 residents call 07420 home, typically aged 43. Around 54% of renters are cost-burdened. Owners hold 70% of homes, renters 30%.

Overall, 07420 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.