ZIP 07420 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · Distress market
On DLRadar's 0-100 public-record scale, ZIP 07420 in Passaic County, New Jersey comes in at 26, a low composite-distress reading. Its standout signals are structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Structural exposure scores 60 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).
The market reads expansion — home values rose 5.2% year on year, and 34% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Households earn a median $106,915 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 1.8%. The ZIP holds roughly 1,873 housing units. The typical home is worth about $375,700 (3.2× income, relatively affordable). Around 33% of adults hold a bachelor's degree or higher. 9.2% of residents fall below the poverty threshold. Population is roughly 5,235 with a median age of 43. Rent burden reaches 54% of tenant households. 70% of housing is owner-occupied.
Net-net, 07420 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 07420 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 07420's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 07420, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 26/100 figure for 07420 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 07420 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 07420’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 07420 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Passaic County
More distress data near 07420
Other reports tied to Passaic County, New Jersey — ZIP, county and statewide.
Get the full acquisition report for 07420
See who owns each distressed property in 07420, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology