ZIP 07403 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · Distress market
On DLRadar's 0-100 public-record scale, ZIP 07403 in Passaic County, New Jersey comes in at 26, a low composite-distress reading. Structurally it carries 60/100, against 2/100 of stress already in motion. Property-level stress concentrates in structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).
The market reads expansion — home values rose 5.2% year on year, and 35% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 7,644 people live here, median age 44. The vacancy rate is 3.2%. The tenure split is 70% owner-occupied to 30% rented. Around 43% of renters are cost-burdened. A median home runs $431,600 here, or 3.1 times local income. Educational attainment sits at 40% bachelor's-or-above. Roughly 11.0% live below the poverty line. There are about 2,961 housing units across 07403. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $126,825, above the U.S. median near $78,000.
Overall, 07403 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 07403 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 07403 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07403 can be compared directly against any other ZIP in Passaic County, New Jersey or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 07403 shows blanks, not estimates, wherever the record is sparse.
Behind 07403's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 07403 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 07403
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 07403 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Passaic County
Related reports across Passaic County, New Jersey
Further distress data across Passaic County, New Jersey at ZIP, county and state level.
Unlock parcel-level detail for ZIP 07403
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Each signal above is traceable to an open dataset · methodology