ZIP 07403 Property Distress & Foreclosure Data

Composite property distress in 07403 (Passaic County, New Jersey) lands at 29/100 — low on DLRadar's public-record scoring. Structural exposure scores 66 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).

The market reads expansion — home values rose 6.0% year on year, and 35% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 7,644 people live here, median age 44. Vacancy runs 3.2%. The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 43% of tenant households. A median home runs $431,600 here, or 3.1 times local income. About 40% have a four-year degree. Roughly 11.0% live below the poverty line. There are about 2,961 housing units across 07403. On demographic stress specifically, 07403 scores 28/100. Households earn a median $126,825 — above the roughly $78,000 national figure.

Net-net, 07403 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.