ZIP 07405 Foreclosure, Tax-Lien & Distress Report
Morris County, New Jersey · Distress market
On DLRadar's 0-100 distress scale, ZIP 07405 in Morris County, New Jersey comes in at 27, a low composite-distress reading. Structurally it carries 61/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (61/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.
The market reads expansion — home values rose 5.2% year on year, and 26% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Population is roughly 17,859 with a median age of 42. The ZIP holds roughly 6,936 housing units. On demographic stress specifically, 07405 scores 27/100. Around 37% of renters are cost-burdened. A median home runs $569,800 here, or 4.3 times local income. About 57% have a four-year degree. Owners hold 80% of homes, renters 20%. The poverty rate is 5.4% — low. Vacancy runs 2.7%. At $127,500, median income runs above typical U.S. levels.
On balance 07405 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 07405 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 07405, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 27/100 figure for 07405 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 07405 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 07405’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 07405 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 07405, the same set carried on every parcel.
Morris County ZIPs near 07405
Nearest ZIP codes to 07405
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Jersey distress
Other reports tied to Morris County, New Jersey — ZIP, county and statewide.
Unlock the full ZIP 07405 acquisition report
Get every distressed property in 07405 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology