ZIP 07082 Property Distress & Foreclosure Data

In Morris County, New Jersey, ZIP 07082 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The latent-versus-live split is 63/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.0% year on year, and 11% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $194,464 — above the roughly $78,000 national figure. On demographic stress specifically, 07082 scores 24/100. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 95% owner-occupied to 5% rented. About 73% have a four-year degree. The ZIP holds roughly 2,123 housing units. Around 60% of renters are cost-burdened. About 5,688 people live here, median age 48. A median home runs $702,900 here, or 3.5 times local income. The vacancy rate is 1.3%.

Net-net, 07082 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.