ZIP 07828 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07828 (Morris County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Structurally it carries 60/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)).

The market reads expansion — home values rose 5.2% year on year, and 26% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 2.1%. A median home runs $457,700 here, or 4.5 times local income. Rent burden reaches 36% of tenant households. On demographic stress specifically, 07828 scores 31/100. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Around 44% of adults hold a bachelor's degree or higher. The ZIP holds roughly 6,071 housing units. Owners hold 54% of homes, renters 46%. At $96,989, median income runs above typical U.S. levels. About 14,723 people live here, median age 38.

Net-net, 07828 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 07828 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 07828's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 07828 reflects the current record instead of a stale or modeled snapshot.

07828's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 07828 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.