ZIP 07876 Property Distress & Foreclosure Data

DLRadar grades ZIP 07876 (Morris County, New Jersey) at a low 28/100 for overall property distress. Structural exposure scores 63 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 28% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

9,667 residents call 07876 home, typically aged 46. Home values center near $527,200, an affordability ratio of 2.9× — accessible. Owners hold 94% of homes, renters 6%. Vacancy runs 2.4%. DLRadar's demographic-stress index for the area reads 20/100. Educational attainment sits at 49% bachelor's-or-above. There are about 3,309 housing units across 07876. Median household income is $163,814, above the U.S. median near $78,000. Rent burden reaches 23% of tenant households. 3.8% of residents fall below the poverty threshold.

Overall, 07876 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.