ZIP 07876 Foreclosure, Tax-Lien & Distress Report
Morris County, New Jersey · Distress market
On DLRadar's 0-100 distress scale, ZIP 07876 in Morris County, New Jersey comes in at 27, a low composite-distress reading. The split runs 61/100 structural to 2/100 active on the ground. What sets it apart are the readings on construction/permit lag (67/100), structural risk (61/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100).
The market reads expansion — home values rose 5.2% year on year, and 28% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
9,667 residents call 07876 home, typically aged 46. The typical home is worth about $527,200 (2.9× income, relatively affordable). The tenure split is 94% owner-occupied to 6% rented. Vacancy runs 2.4%. DLRadar's demographic-stress index for the area reads 20/100. About 49% have a four-year degree. The ZIP holds roughly 3,309 housing units. Median household income is $163,814, above the U.S. median near $78,000. Rent burden reaches 23% of tenant households. The poverty rate is 3.8% — low.
Overall, 07876 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 07876 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 07876's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 07876 reflects the current record instead of a stale or modeled snapshot.
The 27/100 for 07876 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 07876 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 07876’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 07876 distress snapshot
The live 07876 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Morris County
Nearest ZIP codes to 07876
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Jersey distress
Keep going: ZIP, county and state distress coverage for Morris County, New Jersey.
Unlock parcel-level detail for ZIP 07876
Every distressed parcel in 07876 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology