ZIP 07803 Property Distress & Foreclosure Data

DLRadar grades ZIP 07803 (Morris County, New Jersey) at a low 28/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)). Property-level stress concentrates in construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Structural exposure scores 63 and live distress 2 on the 0–100 scale.

The expansion-phase market in 07803 posted values that rose 6.0% over the year, and 24% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 5.1%. Around 39% of adults hold a bachelor's degree or higher. Population is roughly 3,993 with a median age of 42. At $113,861, median income runs above typical U.S. levels. 88% of housing is owner-occupied. The poverty rate is 4.7% — low. The typical home is worth about $434,100 (3.3× income, relatively affordable). The demographic-stress sub-score lands at 27/100. There are about 1,545 housing units across 07803. Rent burden reaches 50% of tenant households.

On balance 07803 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.