ZIP 07803 Foreclosure, Tax-Lien & Distress Report

ZIP code 07803 in Morris County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)). The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Structural risk reads 60/100 against active distress of 2/100.

The expansion-phase market in 07803 posted values that rose 5.2% over the year, and 24% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 5.1%. Around 39% of adults hold a bachelor's degree or higher. 3,993 residents call 07803 home, typically aged 42. At $113,861, median income runs above typical U.S. levels. The tenure split is 88% owner-occupied to 12% rented. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. A median home runs $434,100 here, or 3.3 times local income. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 1,545 housing units. Around 50% of renters are cost-burdened.

Overall, 07803 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 07803 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 07803 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07803 can be compared directly against any other ZIP in Morris County, New Jersey or nationwide. 07803 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

07803's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 07803 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.