ZIP 07045 Property Distress & Foreclosure Data

ZIP code 07045 in Morris County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 63/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 18% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

10,206 residents call 07045 home, typically aged 49. DLRadar's demographic-stress index for the area reads 22/100. Home values center near $669,400, an affordability ratio of 3.6× — accessible. There are about 3,952 housing units across 07045. Rent burden reaches 37% of tenant households. Educational attainment sits at 68% bachelor's-or-above. Vacancy runs 2.5%. 2.9% of residents fall below the poverty threshold. Owners hold 98% of homes, renters 2%. Median household income is $179,279, above the U.S. median near $78,000.

Overall, 07045 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.