ZIP 07004 Property Distress & Foreclosure Data

ZIP code 07004 in Essex County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (89/100). On the structural side it scores 55/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 25% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 1.7%. About 7,712 people live here, median age 50. Roughly 10.0% live below the poverty line. The tenure split is 79% owner-occupied to 21% rented. Around 70% of renters are cost-burdened. About 52% have a four-year degree. On demographic stress specifically, 07004 scores 38/100. A median home runs $688,500 here, or 5.7 times local income. Households earn a median $113,750 — above the roughly $78,000 national figure. The ZIP holds roughly 3,137 housing units.

Net-net, 07004 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.