ZIP 07003 Property Distress & Foreclosure Data

Essex County, New Jersey's ZIP 07003 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (89/100). The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structural exposure scores 55 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 25% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 52% of homes, renters 48%. Home values center near $470,600, an affordability ratio of 4.5×. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $98,805, above the U.S. median near $78,000. Vacancy runs 2.8%. There are about 21,778 housing units across 07003. 52,921 residents call 07003 home, typically aged 38. Rent burden reaches 39% of tenant households. Educational attainment sits at 49% bachelor's-or-above. 8.8% of residents fall below the poverty threshold.

Overall, 07003 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.