ZIP 07003 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · Distress market
Composite property distress in 07003 (Essex County, New Jersey) lands at 23/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (88/100). Leading the profile are structural risk (51/100), institutional ownership (20/100), construction/permit lag (18/100). On the quiet end sit construction/permit lag (18/100) and mortgage stress (8/100). Structural exposure scores 51 and live distress 2 on the 0–100 scale.
The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
52% of housing is owner-occupied. The typical home is worth about $470,600 (4.5× income). On demographic stress specifically, 07003 scores 32/100. At $98,805, median income runs above typical U.S. levels. The vacancy rate is 2.8%. There are about 21,778 housing units across 07003. 52,921 residents call 07003 home, typically aged 38. Around 39% of renters are cost-burdened. Educational attainment sits at 49% bachelor's-or-above. 8.8% of residents fall below the poverty threshold.
On balance, 07003 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 07003 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 07003's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 07003, the field stays empty rather than modeled, and fills in as new documents post.
07003's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 07003 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 07003
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 07003 Stress Report snapshot
The live 07003 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Essex County ZIP codes
Nearest ZIP codes to 07003
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Jersey distress
Keep going: ZIP, county and state distress coverage for Essex County, New Jersey.
Open the complete 07003 acquisition file
Pull every distressed parcel in 07003 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology