ZIP 07104 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · High Poverty market
Essex County, New Jersey's ZIP 07104 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (88/100). The sharpest non-environmental signals are structural risk (51/100), institutional ownership (20/100), construction/permit lag (18/100). construction/permit lag (18/100) and mortgage stress (8/100) stay muted. Latent structural risk is 51/100 while live distress already moving reads 2/100.
The market reads expansion — home values rose 5.2% year on year, and 11% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 54,277 people live here, median age 36. The typical home is worth about $388,800 (6.6× income). Vacancy runs 4.3%. 22.7% of residents fall below the poverty threshold. Median household income is $51,199, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 48/100. 25% of housing is owner-occupied. Around 21% of adults hold a bachelor's degree or higher. The ZIP holds roughly 21,318 housing units. Around 48% of renters are cost-burdened.
Taken together, 07104 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 07104 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 07104 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 07104 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 07104's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 07104 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 07104
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 07104 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Essex County ZIPs near 07104
Nearest ZIP codes to 07104
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Essex County, New Jersey
Additional distress intelligence spanning Essex County, New Jersey by ZIP, county and state.
The complete 07104 distress and acquisition report
Open 07104 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology