ZIP 07105 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · Distress market
DLRadar grades ZIP 07105 (Essex County, New Jersey) at a low 24/100 for overall property distress. The pressure is most legible in structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Structural exposure scores 54 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (89/100).
The expansion-phase market in 07105 posted values that rose 5.2% over the year, and 18% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $55,752, median income runs below typical U.S. levels. Roughly 18.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 5.7%. About 56,657 people live here, median age 35. Educational attainment sits at 15% bachelor's-or-above. The ZIP holds roughly 20,624 housing units. Rent burden reaches 48% of tenant households. The demographic-stress sub-score lands at 53/100. Home values center near $471,600, an affordability ratio of 8.0× — stretched. Owners hold 17% of homes, renters 83%.
On balance 07105 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 07105 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 07105 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 07105 shows blanks, not estimates, wherever the record is sparse.
07105's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 07105 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 07105
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 07105 by the numbers
A live read on 07105: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Open the complete 07105 acquisition file
The full 07105 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology