ZIP 07105 Property Distress & Foreclosure Data

DLRadar grades ZIP 07105 (Essex County, New Jersey) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 55/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (89/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 18% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $55,752, below the U.S. median near $78,000. 18.5% of residents fall below the poverty threshold. The vacancy rate is 5.7%. 56,657 residents call 07105 home, typically aged 35. Educational attainment sits at 15% bachelor's-or-above. The ZIP holds roughly 20,624 housing units. Around 48% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 53/100. Home values center near $471,600, an affordability ratio of 8.0× — stretched. Owners hold 17% of homes, renters 83%.

Overall, 07105 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.