ZIP 07105 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · Distress market
DLRadar grades ZIP 07105 (Essex County, New Jersey) at a low 23/100 for overall property distress. The pressure is most legible in structural risk (51/100), institutional ownership (20/100), construction/permit lag (18/100). On the quiet end sit construction/permit lag (18/100) and mortgage stress (8/100). Structural exposure scores 51 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (88/100).
The expansion-phase market in 07105 posted values that rose 5.2% over the year, and 18% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $55,752, median income runs below typical U.S. levels. Roughly 18.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 5.7%. About 56,657 people live here, median age 35. Educational attainment sits at 15% bachelor's-or-above. The ZIP holds roughly 20,624 housing units. Rent burden reaches 48% of tenant households. The demographic-stress sub-score lands at 53/100. Home values center near $471,600, an affordability ratio of 8.0× — stretched. Owners hold 17% of homes, renters 83%.
On balance 07105 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 07105 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 07105 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 07105 shows blanks, not estimates, wherever the record is sparse.
07105's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 07105 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 07105
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 07105 by the numbers
A live read on 07105: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Essex County ZIP codes
Nearest ZIP codes to 07105
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Essex County, New Jersey
More ZIP, county and state distress intelligence connected to Essex County, New Jersey.
Open the complete 07105 acquisition file
The full 07105 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology