ZIP 07112 Foreclosure, Tax-Lien & Distress Report

ZIP 07112's composite property-distress score is 24/100 - DLRadar classes that as low for Essex County, New Jersey. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (89/100)). Structurally it carries 54/100, against 2/100 of stress already in motion. Leading the profile are structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The market reads expansion — home values rose 5.2% year on year, and 51% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $55,171, median income runs below typical U.S. levels. The ZIP holds roughly 12,092 housing units. Rent burden reaches 47% of tenant households. Educational attainment sits at 18% bachelor's-or-above. The poverty rate is 21.7% — high, a tax-stress and distress correlate. The vacancy rate is 8.2%. DLRadar's demographic-stress index for the area reads 45/100. 27,633 residents call 07112 home, typically aged 35. Home values center near $336,500, an affordability ratio of 5.5×. 30% of housing is owner-occupied.

On the whole, 07112 leans distressed, with opportunity clustered in specific stressed parcels. 07112 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 07112 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 07112 reflects the current record instead of a stale or modeled snapshot.

Behind 07112's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 07112 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.