ZIP 07112 Property Distress & Foreclosure Data

ZIP code 07112 in Essex County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 55/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 51% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $55,171 — below the roughly $78,000 national figure. The ZIP holds roughly 12,092 housing units. Around 47% of renters are cost-burdened. About 18% have a four-year degree. Roughly 21.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 8.2%. On demographic stress specifically, 07112 scores 45/100. About 27,633 people live here, median age 35. A median home runs $336,500 here, or 5.5 times local income. The tenure split is 30% owner-occupied to 70% rented.

Net-net, 07112 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.