ZIP 07205 Foreclosure, Tax-Lien & Distress Report
Union County, New Jersey · Distress market
On DLRadar's 0-100 distress scale, ZIP 07205 in Union County, New Jersey comes in at 22, a low composite-distress reading. Latent structural risk is 50/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (92/100). The most distinctive pressure shows up in structural risk (50/100), institutional ownership (20/100), construction/permit lag (14/100). construction/permit lag (14/100) and mortgage stress (8/100) stay muted.
The expansion-phase market in 07205 posted values that rose 5.2% over the year, and 31% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The ZIP holds roughly 7,457 housing units. Owners hold 71% of homes, renters 29%. A median home runs $397,400 here, or 3.7 times local income. The vacancy rate is 5.6%. Roughly 9.6% live below the poverty line. Rent burden reaches 43% of tenant households. About 29% have a four-year degree. DLRadar's demographic-stress index for the area reads 31/100. Population is roughly 22,179 with a median age of 36. Median household income is $98,558, above the U.S. median near $78,000.
Broadly, 07205 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 07205 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 07205's 22/100 can be lined up against any neighbor in Union County, New Jersey or any ZIP coast to coast. 07205 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 22/100 for 07205 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 07205 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 07205 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 07205 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 07205, drawn from the same report attached to each property.
Nearby ZIPs in Union County
Nearest ZIP codes to 07205
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Jersey distress
Related ZIP, county and statewide reads linked to Union County, New Jersey.
Get the full acquisition report for 07205
Every distressed parcel in 07205 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology