ZIP 07205 Property Distress & Foreclosure Data

Composite property distress in 07205 (Union County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. Structural exposure scores 63 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (93/100). The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 31% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 7,457 housing units across 07205. The tenure split is 71% owner-occupied to 29% rented. A median home runs $397,400 here, or 3.7 times local income. Vacancy runs 5.6%. Roughly 9.6% live below the poverty line. Rent burden reaches 43% of tenant households. About 29% have a four-year degree. On demographic stress specifically, 07205 scores 31/100. About 22,179 people live here, median age 36. Households earn a median $98,558 — above the roughly $78,000 national figure.

Net-net, 07205 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.