ZIP 07063 Property Distress & Foreclosure Data

ZIP code 07063 in Union County, New Jersey carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (94/100). What sets it apart are the readings on structural risk (61/100), construction/permit lag (59/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural risk reads 61/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 24% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 61% of homes, renters 39%. Home values center near $392,500, an affordability ratio of 4.0×. Rent burden reaches 47% of tenant households. 13.8% of residents fall below the poverty threshold. There are about 3,931 housing units across 07063. Median household income is $89,840, above the U.S. median near $78,000. 14,533 residents call 07063 home, typically aged 33. Educational attainment sits at 21% bachelor's-or-above. Vacancy runs 1.4%. DLRadar's demographic-stress index for the area reads 36/100.

Overall, 07063 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.