ZIP 07063 Foreclosure, Tax-Lien & Distress Report

ZIP code 07063 in Union County, New Jersey carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (94/100). The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (35/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. The split runs 55/100 structural to 2/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 24% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 61% owner-occupied to 39% rented. Home values center near $392,500, an affordability ratio of 4.0×. Around 47% of renters are cost-burdened. Roughly 13.8% live below the poverty line. There are about 3,931 housing units across 07063. Median household income is $89,840, above the U.S. median near $78,000. 14,533 residents call 07063 home, typically aged 33. About 21% have a four-year degree. Vacancy runs 1.4%. DLRadar's demographic-stress index for the area reads 36/100.

Overall 07063 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 07063 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 07063 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Union County, New Jersey and the nation. 07063 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 07063's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 07063 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.