Union County, NJ: Foreclosures, Tax Liens & Distressed Properties

Across Union County, New Jersey, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Across its ZIPs, composite distress spans 23 to 29 out of 100. 27 ZIP codes are tracked county-wide, averaging 23/100 distress. On bank and credit headwind, Union County scores 59/100.

The expansion-phase county posted home values that rose 5.2% over twelve months (phase confidence 35/100). Through the growth, pockets of distress persist so the laggard ZIPs are the opening.

Even appreciating at +5.2% YoY (35/100 confidence), liquidity improves for clean exits which speeds resale of distressed buys. A moderate 59/100 lender headwind points to both signal sets in play here.

Highest scores land in 08812 (29/100), 07060 (24/100), 07063 (24/100), 07016 (23/100), 07023 (23/100), 07027 (23/100); each opens to a full parcel breakdown. Coverage extends to 07033, 07036, 07062, 07065, 07066, 07076, 07081, 07083, 07088, 07090 among others.

By the numbers, the ZIPs DLRadar tracks across Union County come in at 8.2% of households below the poverty line, vacancy near 4%, incomes around $110,864, median home values around $550,863 (above the national figure), an owner-occupied share of 63%, a median age of 40.1. Income, equity and tenure like these signal who is forced to sell and how readily the market absorbs it.

All in at 23/100 over 27 ZIPs, Union County rewards parcel-by-parcel work and not a county-wide play. Subscribers get each Union County parcel's owner, address and APN, a parcel-level score plus bank exposure and liquidity read.

The distress read for Union County, New Jersey is refreshed as new public records post and uses the same methodology coast to coast, so Union County stays directly comparable to any other market you track.

Approach Union County by rank rather than by average — the 23/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. Provenance for Union County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

At the ZIP level, the sharpest readings in Union County are 08812 (29/100), 07060 (24/100), 07063 (24/100), 07016 (23/100), 07023 (23/100), 07027 (23/100). DLRadar also scores 07033, 07036, 07062, 07065, 07066, 07076, 07081, 07083 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Union County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.