Union County, NJ: Foreclosures, Tax Liens & Distressed Properties

Union County, NJ, New Jersey: 27 ZIP codes scored, Union County, NJ averaging 22/100 (low, Union, NJ), from 22 to 28. Union County, NJ is in its expansion phase (Union, NJ confidence 35/100): Union, NJ home prices up 5.2% (Union, NJ) over twelve months. Union County, NJ lender headwind: 59/100.

Highest-scoring Union County, NJ ZIPs: 08812 (28/100), 07060 (24/100), 07063 (24/100), 07062 (23/100), 07016 (22/100), 07023 (22/100). Also scored in Union County, NJ: 07027, 07033, 07036, 07065, 07066, 07076, 07081, 07083, 07088, 07090.

Across Union County, NJ's scored ZIPs: median home value $550,863, household income $110,864, 4.0% vacancy, 8.2% poverty, 63% owner-occupied, median age 40.1.

Union County, NJ insurance distress 31/100 (#1,574 in the US); FEMA hazard 0/100 for Union, NJ; 350 Union, NJ NFIP flood claims, $9.3M paid; Union, NJ construction distress 15/100.

30 banks with 146 branches lend in Union County, NJ; Union, NJ weighted bank stress 66/100, highest 100/100 in Union, NJ.

Union County, NJ unemployment 5.0% (Union, NJ -0.5 pts, six months); 1,878 new housing units permitted in Union County, NJ over twelve months, Union, NJ up 36% from 1,376; Union, NJ home prices +10.9% a year (Union, NJ) over three years.

212,385 housing units in Union County, NJ; 85,475 Union, NJ renter households; 49% of Union, NJ renters spend 30%+ of income on rent, 23% (Union, NJ) half or more.

Union County, NJ ranks #3,168 nationally on the opportunity index (Union, NJ, among all ranked counties); Union, NJ scores 21.0/100 and Union, NJ sits #19 inside New Jersey. Union, NJ is in the weak opportunity phase; Union, NJ's primary driver is bank institutional, Union, NJ second driver vacancy; Union, NJ moved down 42 places. 52 short-sale listings across Union, NJ; 83 days on market observed in Union, NJ; 4.4% vacancy over 27 Union, NJ ZIPs.

1.1% of Union County, NJ mortgages were ninety-plus days late in December 2025; Union, NJ's thirty-to-eighty-nine-day share was 2.0% (CFPB county sample). Union, NJ's ninety-day rate is up 0.2 points on twelve months earlier; the Union, NJ peak since 2008 was 8.5% in June 2012; New Jersey overall reads 0.9%.

Union County, NJ has 17 watched banks; 17 Union, NJ banks sit in an elevated band. Union, NJ footprints: Columbia Bank (6 branches, stress 82) in Union, NJ; Valley National Bank (6 branches, stress 60) in Union, NJ; Provident Bank (5 branches, stress 54) in Union, NJ.

HUD lists 24 assisted multifamily properties in Union County, NJ with 1,817 units; 717 Union, NJ units are assisted, 4 Union, NJ properties under project-based Section 8.

9,108 of the 212,385 housing units in Union, NJ sit vacant. Union County, NJ permitted 1,639 multifamily units in twelve months; Union, NJ's one-to-four unit structures added 239 units in Union County, NJ.