ZIP 07023 Property Distress & Foreclosure Data

In Union County, New Jersey, ZIP 07023 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 63/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (93/100)). Its standout signals are construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The expansion-phase market in 07023 posted values that rose 6.0% over the year, and 31% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 7,714 with a median age of 42. 86% of housing is owner-occupied. There are about 2,898 housing units across 07023. The demographic-stress sub-score lands at 24/100. The typical home is worth about $635,200 (3.5× income, relatively affordable). Around 71% of adults hold a bachelor's degree or higher. Vacancy runs 0.3%. The poverty rate is 1.4% — low. At $176,667, median income runs above typical U.S. levels. Rent burden reaches 57% of tenant households.

On balance 07023 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.