ZIP 07090 Property Distress & Foreclosure Data

ZIP code 07090 in Union County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 63 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (93/100). What sets it apart are the readings on construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 26% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 11,192 housing units across 07090. 2.1% of residents fall below the poverty threshold. Home values center near $953,400, an affordability ratio of 4.4×. Owners hold 80% of homes, renters 20%. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 3.8%. Educational attainment sits at 77% bachelor's-or-above. Median household income is $212,700, above the U.S. median near $78,000. 30,760 residents call 07090 home, typically aged 41. Rent burden reaches 26% of tenant households.

Overall, 07090 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.