ZIP 07203 Foreclosure, Tax-Lien & Distress Report

In Union County, New Jersey, ZIP 07203 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 51/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (93/100). The sharpest non-environmental signals are structural risk (51/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 27% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $379,900 here, or 4.1 times local income. Median household income is $82,967, near the U.S. median near $78,000. 22,455 residents call 07203 home, typically aged 40. There are about 8,687 housing units across 07203. Around 46% of renters are cost-burdened. The vacancy rate is 2.7%. 10.4% of residents fall below the poverty threshold. On demographic stress specifically, 07203 scores 35/100. The tenure split is 52% owner-occupied to 48% rented. Educational attainment sits at 26% bachelor's-or-above.

Broadly, 07203 is a steadier market — the deals are the exceptions, not the rule. 07203 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 07203 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. 07203 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

07203's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 07203 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.