ZIP 07203 Foreclosure, Tax-Lien & Distress Report
Union County, New Jersey · Distress market
In Union County, New Jersey, ZIP 07203 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 50/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (92/100). The sharpest non-environmental signals are structural risk (50/100), institutional ownership (20/100), construction/permit lag (14/100). construction/permit lag (14/100) and mortgage stress (8/100) stay muted.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 27% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
A median home runs $379,900 here, or 4.1 times local income. Median household income is $82,967, near the U.S. median near $78,000. 22,455 residents call 07203 home, typically aged 40. There are about 8,687 housing units across 07203. Around 46% of renters are cost-burdened. The vacancy rate is 2.7%. 10.4% of residents fall below the poverty threshold. On demographic stress specifically, 07203 scores 35/100. The tenure split is 52% owner-occupied to 48% rented. Educational attainment sits at 26% bachelor's-or-above.
Broadly, 07203 is a steadier market — the deals are the exceptions, not the rule. 07203 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 07203 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 07203 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
07203's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 07203 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 07203’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 07203 Stress Report snapshot
The live 07203 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Union County ZIP codes
Nearest ZIP codes to 07203
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Union County, New Jersey at ZIP, county and state level.
Unlock the full ZIP 07203 acquisition report
Get every distressed property in 07203 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology