ZIP 07036 Foreclosure, Tax-Lien & Distress Report
Union County, New Jersey · Distress market
Composite property distress in 07036 (Union County, New Jersey) lands at 23/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (93/100). The pressure is most legible in structural risk (51/100), institutional ownership (21/100), construction/permit lag (16/100). On the quiet end sit construction/permit lag (16/100) and mortgage stress (8/100). Structurally it carries 51/100, against 2/100 of stress already in motion.
The expansion-phase market in 07036 posted values that rose 5.2% over the year, and 28% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Vacancy runs 5.0%. There are about 16,925 housing units across 07036. Owners hold 60% of homes, renters 40%. Median household income is $89,942, above the U.S. median near $78,000. 45,101 residents call 07036 home, typically aged 40. On demographic stress specifically, 07036 scores 34/100. The typical home is worth about $417,900 (4.3× income). Rent burden reaches 42% of tenant households. The poverty rate is 8.9%. Around 23% of adults hold a bachelor's degree or higher.
On balance, 07036 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 07036 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 07036 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. 07036 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
07036's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 07036 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 07036’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 07036 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 07036, the same set carried on every parcel.
Neighbouring ZIPs in Union County
Related reports across Union County, New Jersey
Related ZIP, county and statewide reads linked to Union County, New Jersey.
See every distressed parcel in 07036
See who owns each distressed property in 07036, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology