ZIP 07036 Property Distress & Foreclosure Data

ZIP code 07036 in Union County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (93/100). What sets it apart are the readings on construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural exposure scores 63 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 28% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 5.0%. There are about 16,925 housing units across 07036. Owners hold 60% of homes, renters 40%. Median household income is $89,942, above the U.S. median near $78,000. 45,101 residents call 07036 home, typically aged 40. DLRadar's demographic-stress index for the area reads 34/100. Home values center near $417,900, an affordability ratio of 4.3×. Rent burden reaches 42% of tenant households. 8.9% of residents fall below the poverty threshold. Educational attainment sits at 23% bachelor's-or-above.

Overall, 07036 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.