ZIP 07092 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07092 (Union County, New Jersey) lands at 22/100 — low on DLRadar's distress scoring. Structurally it carries 50/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (92/100). The pressure is most legible in structural risk (50/100), institutional ownership (20/100), construction/permit lag (14/100). construction/permit lag (14/100) and mortgage stress (8/100) stay muted.

The market reads expansion — home values rose 5.2% year on year, and 38% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $810,300 (3.6× income, relatively affordable). The tenure split is 87% owner-occupied to 13% rented. About 6,967 people live here, median age 49. Around 70% of renters are cost-burdened. There are about 2,567 housing units across 07092. Around 66% of adults hold a bachelor's degree or higher. The vacancy rate is 2.9%. The poverty rate is 2.8% — low. At $210,100, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 28/100.

Broadly, 07092 is a steadier market — the deals are the exceptions, not the rule. While 07092 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 07092's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 07092 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 07092 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 07092 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.