ZIP 07092 Property Distress & Foreclosure Data

DLRadar grades ZIP 07092 (Union County, New Jersey) at a low 28/100 for overall property distress. Structural risk reads 63/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (93/100)). Property-level stress concentrates in construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The expansion-phase market in 07092 posted values that rose 6.0% over the year, and 38% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $810,300 (3.6× income, relatively affordable). 87% of housing is owner-occupied. Population is roughly 6,967 with a median age of 49. Rent burden reaches 70% of tenant households. There are about 2,567 housing units across 07092. Around 66% of adults hold a bachelor's degree or higher. Vacancy runs 2.9%. The poverty rate is 2.8% — low. At $210,100, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 28/100.

On balance 07092 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.