ZIP 07201 Foreclosure, Tax-Lien & Distress Report

ZIP code 07201 in Union County, New Jersey carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. The split runs 50/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (92/100). Property-level stress concentrates in structural risk (50/100), institutional ownership (20/100), construction/permit lag (14/100). On the quiet end sit construction/permit lag (14/100) and mortgage stress (8/100).

The market reads expansion — home values rose 5.2% year on year, and 16% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

27,725 residents call 07201 home, typically aged 37. The tenure split is 20% owner-occupied to 80% rented. A median home runs $467,500 here, or 6.7 times local income. Vacancy runs 8.6%. DLRadar's demographic-stress index for the area reads 49/100. Households earn a median $62,026 — below the roughly $78,000 national figure. Educational attainment sits at 15% bachelor's-or-above. Rent burden reaches 46% of tenant households. There are about 10,404 housing units across 07201. 18.7% of residents fall below the poverty threshold.

On balance 07201 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 07201 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 07201 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 07201, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 for 07201 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 07201 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.