ZIP 07901 Property Distress & Foreclosure Data

In Union County, New Jersey, ZIP 07901 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (93/100). The latent-versus-live split is 63/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.0% year on year, and 20% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $177,986 — above the roughly $78,000 national figure. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 07901 scores 29/100. About 72% have a four-year degree. Around 31% of renters are cost-burdened. The ZIP holds roughly 9,459 housing units. The tenure split is 69% owner-occupied to 31% rented. About 24,502 people live here, median age 41. The vacancy rate is 5.0%. A median home runs $987,900 here, or 5.4 times local income.

Net-net, 07901 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.