ZIP 07901 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 07901 in Union County, New Jersey comes in at 23, a low composite-distress reading. Its heaviest discrete signals: structural risk (51/100), institutional ownership (21/100), construction/permit lag (16/100). On the quiet end sit construction/permit lag (16/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (93/100)). The split runs 51/100 structural to 2/100 active on the ground.

The expansion-phase market in 07901 posted values that rose 5.2% over the year, and 20% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $177,986, median income runs above typical U.S. levels. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 29/100. About 72% have a four-year degree. Around 31% of renters are cost-burdened. The ZIP holds roughly 9,459 housing units. The tenure split is 69% owner-occupied to 31% rented. 24,502 residents call 07901 home, typically aged 41. The vacancy rate is 5.0%. Home values center near $987,900, an affordability ratio of 5.4×.

Broadly, 07901 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 07901 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 07901 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 07901 reflects the current record instead of a stale or modeled snapshot.

07901's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 07901 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.