ZIP 07078 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · High Value market
Composite property distress in 07078 (Essex County, New Jersey) lands at 24/100 — low on DLRadar's public-record scoring. Structurally it carries 54/100, against 2/100 of stress already in motion. Leading the profile are structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (89/100).
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 44% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Home values center near $1,679,200, an affordability ratio of 6.5×. Vacancy runs 0.3%. There are about 4,572 housing units across 07078. Around 90% of adults hold a bachelor's degree or higher. Owners hold 88% of homes, renters 12%. On demographic stress specifically, 07078 scores 27/100. At $250,001, median income runs above typical U.S. levels. The poverty rate is 3.3% — low. Population is roughly 14,183 with a median age of 41. Rent burden reaches 23% of tenant households.
On balance, 07078 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 07078 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Essex County, New Jersey and the nation. Where the public record is thin for 07078, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 07078 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 07078 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 07078 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 07078 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Built from public records, scored the same way everywhere · methodology