ZIP 07078 Property Distress & Foreclosure Data

In Essex County, New Jersey, ZIP 07078 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 55/100 against active distress of 2/100. Its standout signals are structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (89/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 44% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $1,679,200, an affordability ratio of 6.5×. Vacancy runs 0.3%. There are about 4,572 housing units across 07078. Educational attainment sits at 90% bachelor's-or-above. Owners hold 88% of homes, renters 12%. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $250,001, above the U.S. median near $78,000. 3.3% of residents fall below the poverty threshold. 14,183 residents call 07078 home, typically aged 41. Rent burden reaches 23% of tenant households.

Overall, 07078 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.