ZIP 07108 Property Distress & Foreclosure Data

ZIP code 07108 in Essex County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (89/100). What sets it apart are the readings on structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structural risk reads 55/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Home values center near $399,400, an affordability ratio of 9.6× — stretched. Owners hold 17% of homes, renters 83%. Educational attainment sits at 17% bachelor's-or-above. There are about 12,786 housing units across 07108. Median household income is $33,960, below the U.S. median near $78,000. 28,317 residents call 07108 home, typically aged 32. DLRadar's demographic-stress index for the area reads 62/100. Rent burden reaches 53% of tenant households. 36.0% of residents fall below the poverty threshold.

Taken together, 07108 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.