ZIP 07108 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · High Poverty market
DLRadar grades ZIP 07108 (Essex County, New Jersey) at a low 24/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (89/100)). The most distinctive pressure shows up in structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. On the structural side it scores 54/100, with 2/100 of stress already active.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 11.3% — elevated. A median home runs $399,400 here, or 9.6 times local income. The tenure split is 17% owner-occupied to 83% rented. Around 17% of adults hold a bachelor's degree or higher. The ZIP holds roughly 12,786 housing units. Median household income is $33,960, below the U.S. median near $78,000. 28,317 residents call 07108 home, typically aged 32. On demographic stress specifically, 07108 scores 62/100. Rent burden reaches 53% of tenant households. The poverty rate is 36.0% — high, a tax-stress and distress correlate.
Net-net, 07108 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 07108 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 07108's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 07108 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
07108's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 07108 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 07108
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
07108 at a glance
A live read on 07108: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Essex County ZIPs near 07108
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Additional distress intelligence spanning Essex County, New Jersey by ZIP, county and state.
Open the complete 07108 acquisition file
See who owns each distressed property in 07108, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology