ZIP 07109 Property Distress & Foreclosure Data

In Essex County, New Jersey, ZIP 07109 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 55/100 structural and 2/100 already moving. Its standout signals are structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 36% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $420,800 here, or 4.5 times local income. On demographic stress specifically, 07109 scores 35/100. Households earn a median $90,164 — above the roughly $78,000 national figure. Around 48% of renters are cost-burdened. The vacancy rate is 5.9%. About 31% have a four-year degree. The tenure split is 56% owner-occupied to 44% rented. About 37,785 people live here, median age 41. Roughly 10.3% live below the poverty line. The ZIP holds roughly 14,997 housing units.

Net-net, 07109 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.