ZIP 07109 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · Distress market
DLRadar grades ZIP 07109 (Essex County, New Jersey) at a low 24/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (89/100)). The latent-versus-live split is 54/100 structural and 2/100 already moving. Its standout signals are structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.
The expansion-phase market in 07109 posted values that rose 5.2% over the year, and 36% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
A median home runs $420,800 here, or 4.5 times local income. DLRadar's demographic-stress index for the area reads 35/100. At $90,164, median income runs above typical U.S. levels. Rent burden reaches 48% of tenant households. Vacancy runs 5.9%. About 31% have a four-year degree. The tenure split is 56% owner-occupied to 44% rented. 37,785 residents call 07109 home, typically aged 41. The poverty rate is 10.3%. There are about 14,997 housing units across 07109.
On balance, 07109 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 07109 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 07109 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Essex County, New Jersey and the nation. Sparse data for 07109 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 07109's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 07109 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 07109
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 07109 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Rules-based scoring — each signal ties to a public dataset · methodology