ZIP 07071 Property Distress & Foreclosure Data

Bergen County, New Jersey's ZIP 07071 registers 26/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). The latent-versus-live split is 59/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The expansion-phase market in 07071 posted values that rose 6.0% over the year, and 27% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

60% of housing is owner-occupied. The vacancy rate is 4.8%. The typical home is worth about $524,400 (4.5× income). Around 40% of renters are cost-burdened. At $109,021, median income runs above typical U.S. levels. Around 41% of adults hold a bachelor's degree or higher. The poverty rate is 6.7% — low. The demographic-stress sub-score lands at 32/100. Population is roughly 22,343 with a median age of 40. The ZIP holds roughly 9,704 housing units.

On balance 07071 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.