ZIP 07410 Foreclosure, Tax-Lien & Distress Report
Bergen County, New Jersey · Distress market
On DLRadar's 0-100 public-record scale, ZIP 07410 in Bergen County, New Jersey comes in at 25, a low composite-distress reading. Structural risk reads 57/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). Property-level stress concentrates in structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted.
The market reads expansion — home values rose 5.2% year on year, and 29% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 35,153 with a median age of 39. The vacancy rate is 1.9%. Around 64% of adults hold a bachelor's degree or higher. Owners hold 79% of homes, renters 21%. There are about 12,500 housing units across 07410. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. Home values center near $564,700, an affordability ratio of 3.6× — accessible. Around 52% of renters are cost-burdened. The demographic-stress sub-score lands at 27/100. Households earn a median $147,952 — above the roughly $78,000 national figure.
On balance 07410 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 07410 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 07410's 25/100 can be lined up against any neighbor in Bergen County, New Jersey or any ZIP coast to coast. Where the public record is thin for 07410, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 07410 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 07410 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 07410
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
07410 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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See every distressed parcel in 07410
Every distressed parcel in 07410 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology