ZIP 07430 Property Distress & Foreclosure Data

Composite property distress in 07430 (Bergen County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 59/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).

The market reads expansion — home values rose 6.0% year on year, and 22% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 3.0%. Households earn a median $128,125 — above the roughly $78,000 national figure. About 25,375 people live here, median age 48. Rent burden reaches 48% of tenant households. A median home runs $606,000 here, or 4.6 times local income. About 60% have a four-year degree. There are about 10,319 housing units across 07430. On demographic stress specifically, 07430 scores 28/100. The tenure split is 81% owner-occupied to 19% rented. Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 07430 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.