ZIP 07430 Foreclosure, Tax-Lien & Distress Report
Bergen County, New Jersey · Distress market
Scored purely from public records, 07430 (Bergen County, New Jersey) returns a low composite of 25/100. Latent structural risk is 57/100 while live distress already moving reads 2/100. Leading the profile are structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)).
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 22% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 3.0%. At $128,125, median income runs above typical U.S. levels. About 25,375 people live here, median age 48. Around 48% of renters are cost-burdened. Home values center near $606,000, an affordability ratio of 4.6×. About 60% have a four-year degree. The ZIP holds roughly 10,319 housing units. The demographic-stress sub-score lands at 28/100. Owners hold 81% of homes, renters 19%. 2.6% of residents fall below the poverty threshold.
Overall, 07430 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 07430 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 07430 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 07430 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 25/100 for 07430 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 07430 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 07430
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 07430 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Bergen County ZIP codes
More distress data near 07430
Further distress data across Bergen County, New Jersey at ZIP, county and state level.
Get the full acquisition report for 07430
See who owns each distressed property in 07430, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology