ZIP 10974 Property Distress & Foreclosure Data

ZIP code 10974 in Rockland County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (58/100), structural risk (57/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (84/100)). The latent-versus-live split is 57/100 structural and 2/100 already moving.

The expansion-phase market in 10974 posted values that rose 6.3% over the year, and 30% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 43% bachelor's-or-above. The vacancy rate is 4.5%. DLRadar's demographic-stress index for the area reads 26/100. Population is roughly 3,324 with a median age of 44. Median household income is $112,404, above the U.S. median near $78,000. Home values center near $433,300, an affordability ratio of 3.8× — accessible. Around 31% of renters are cost-burdened. Owners hold 83% of homes, renters 17%. 4.4% of residents fall below the poverty threshold. The ZIP holds roughly 1,289 housing units.

On balance 10974 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.