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ZIP 10977 Foreclosure, Tax-Lien & Distress Report

Rockland County, New York · High Poverty market

In Rockland County, New York, ZIP 10977 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 43/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (84/100). The sharpest non-environmental signals are structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 29% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 5.7%. Households earn a median $77,724 — near the roughly $78,000 national figure. There are about 17,545 housing units across 10977. Owners hold 46% of homes, renters 54%. Rent burden reaches 56% of tenant households. On demographic stress specifically, 10977 scores 54/100. Population is roughly 71,465 with a median age of 25. Roughly 29.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $649,700 (7.8× income, severely stretched). About 23% have a four-year degree.

Taken together, 10977 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 10977 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 10977 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Rockland County, New York and the nation. The score is rebuilt from public data as it updates, so 10977 reflects the current record instead of a stale or modeled snapshot.

The 19/100 for 10977 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 10977 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

19/100
Composite stress
43/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 10977

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk87
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

10977 at a glance

A live read on 10977: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Adjacent Rockland County ZIP reports

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Additional distress intelligence spanning Rockland County, New York by ZIP, county and state.

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Each signal above is traceable to an open dataset · methodology

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