ZIP 10970 Property Distress & Foreclosure Data

In Rockland County, New York, ZIP 10970 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (58/100), structural risk (57/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (84/100). The latent-versus-live split is 57/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.3% year on year, and 23% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 4.3%. The poverty rate is 8.2%. Around 53% of renters are cost-burdened. Around 45% of adults hold a bachelor's degree or higher. At $118,445, median income runs above typical U.S. levels. 78% of housing is owner-occupied. The ZIP holds roughly 4,144 housing units. The demographic-stress sub-score lands at 28/100. The typical home is worth about $360,800 (3.1× income, relatively affordable). About 11,636 people live here, median age 37.

Net-net, 10970 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.