Rockland County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rockland County, NY distress report, 2026: 26 ZIPs scored in Rockland, NY, Rockland, NY average 19/100; the top Rockland, NY ZIP is 10901 at 19/100; Rockland, NY market phase peak, Rockland, NY prices +4.9% year over year.
- Rockland, NY ranks #3,197 nationally (opportunity index); Rockland, NY #62 in New York; Rockland, NY index 20.0.
- Rockland, NY ninety-day mortgage delinquency 1.0% in December 2025; Rockland, NY twelve-month change +0.1%.
- Rockland, NY ZIP phases: 26 peak.
- Rockland, NY residential listings tracked: 57 across 26 ZIPs; Rockland, NY candidate listings 18.
- Rockland, NY HUD assisted properties: 27 with 2,126 units.
- Rockland, NY lenders on watch: 5; largest Rockland, NY footprint Manufacturers&Traders Tr Co (8 branches).
- Rockland, NY most distressed ZIP: 10901 at 19/100.
Rockland, NY figures: DLRadar distress index; Rockland, NY inputs: CFPB, FHFA, HUD, FDIC; Rockland, NY rebuilt as sources refresh.
| Rank | Rockland, NY ZIP | Score |
|---|---|---|
| 1 | 10901 | 19/100 |
| 2 | 10911 | 19/100 |
| 3 | 10913 | 19/100 |
| 4 | 10920 | 19/100 |
| 5 | 10923 | 19/100 |
| 6 | 10927 | 19/100 |
| 7 | 10931 | 19/100 |
| 8 | 10952 | 19/100 |
| 9 | 10954 | 19/100 |
| 10 | 10956 | 19/100 |
| 11 | 10960 | 19/100 |
| 12 | 10962 | 19/100 |
Most distressed Rockland, NY ZIPs (0-100, 2026)
Mortgage delinquency in Rockland, NY
1.0% of Rockland, NY mortgages were ninety-plus days late (Rockland, NY, December 2025); Rockland, NY thirty-to-eighty-nine days late: 1.5%; Rockland, NY twelve-month change +0.1%; Rockland, NY peak since 2008: 5.8% (January 2012); New York overall 1.0%. Rockland, NY ninety-day series: Dec 24 0.9, Jan 25 0.9, Feb 25 0.9 (Rockland, NY), Mar 25 0.9, Apr 25 0.9, May 25 0.9 (Rockland, NY), Jun 25 0.9, Jul 25 0.8, Aug 25 0.8 (Rockland, NY), Sep 25 0.9, Oct 25 1.0, Nov 25 1.1 (Rockland, NY), Dec 25 1.0.
Opportunity index: Rockland, NY
Rockland, NY index 20.0, Rockland, NY phase weak; Rockland, NY primary driver bank institutional, Rockland, NY second driver vacancy. Rockland, NY components: property stress 12.0, foreclosure pressure 9.0, listing discounts 16.8, bank stress 56.9, insurance 0.0; Rockland, NY pulse 21.5; Rockland, NY capital opportunity 17.8; Rockland, NY seven-day change +0.2%.
ZIP market phases inside Rockland, NY
26 Rockland, NY ZIPs carry a price-cycle phase; Rockland, NY ZIPs by phase (Rockland, NY), deepest drawdown first: peak, +4.9% YoY (Rockland, NY): 10901, 10911, 10913, 10920, Rockland, NY 10923, 10927, 10931, 10952, Rockland, NY 10954, 10956, 10960, 10962, Rockland, NY 10964, 10965, 10968, 10970.
Residential listings by Rockland, NY ZIP
Rockland, NY ZIPs with the most tracked Rockland, NY residential listings: 10956 8 listings, 1 candidates, bank pressure 61; 10960 7 listings, 4 candidates, bank pressure 61; 10920 5 listings, 0 candidates, bank pressure 61; 10901 4 listings, 1 candidates, bank pressure 61 (Rockland, NY); 10952 4 listings, 1 candidates, bank pressure 61; 10994 4 listings, 0 candidates, bank pressure 61; 10954 3 listings, 1 candidates, bank pressure 61; 10968 3 listings, 2 candidates, bank pressure 61. Rockland, NY totals: 57 listings; Rockland, NY candidates 18; active ZIPs 18.
HUD assisted housing in Rockland, NY
27 assisted properties with 2,126 units sit in Rockland, NY; largest Rockland, NY properties: Spook Rock Senior Citizens Apts. (Suffern) 255 units, 230 assisted; Lakeview Village (Spring Valley) 220 units; Pondview And Catamount (Suffern) 200 units in Rockland, NY; Thorpe Village (Sparkill) 200 units, 198 assisted; Cosgrove Gardens (West Haverstraw) 180 units; Montebello Commons (Suffern) 177 units.
Lenders with branches in Rockland, NY
Rockland, NY lenders by branch count: Manufacturers&Traders Tr Co (Rockland, NY): stress 52, 8 branches low in Rockland, NY; Trustco Bank (Rockland, NY): stress 75, 4 branches low in Rockland, NY; Apple Bank (Rockland, NY): stress 89, 2 branches low in Rockland, NY; Orange Bank&Trust Co (Rockland, NY): stress 49, 2 branches low in Rockland, NY; Northeast Community Bank (Rockland, NY): stress 27, 2 branches low in Rockland, NY.
Vacancy and permits, Rockland, NY
5,066 of 108,945 Rockland, NY housing units are vacant; Rockland, NY permits, twelve months: 403 multifamily units in Rockland, NY, 165 one-to-four unit units.
Work Rockland, NY at the parcel level
Every Rockland, NY parcel carries owner and address; every Rockland, NY parcel carries APN; Rockland, NY distress scores sit on the Rockland, NY live board.
Rockland, NY figures refresh with each source.
Rockland, NY questions
Most distressed ZIP code in Rockland County, NY?
ZIP 10901 leads Rockland, NY at 19/100; next in Rockland, NY: 10911 at 19/100; the Rockland, NY average is 19/100.
Where does Rockland County, NY rank for investment opportunity?
Rockland, NY is #3,197 among all ranked counties, #62 in New York; the Rockland, NY driver is bank institutional; Rockland, NY moved down 17 places.
How many mortgages are delinquent in Rockland County, NY?
1.0% of Rockland, NY mortgages were ninety-plus days late in December 2025; the Rockland, NY peak since 2008 was 5.8%.
Which banks lend in Rockland County, NY?
5 watched lenders hold Rockland, NY branches; the largest Rockland, NY footprints are Manufacturers&Traders Tr Co (8), Trustco Bank (4), Apple Bank (2).
More on Rockland, NY
Rockland County, NY distress report: public-record figures for Rockland, NY; not legal advice for Rockland, NY; not tax or investment advice; verify every Rockland, NY record before acting.