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ZIP 10913 Foreclosure, Tax-Lien & Distress Report

Rockland County, New York · Distress market

ZIP code 10913 in Rockland County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 43/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (84/100)). Its standout signals are structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 16% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $640,100 here, or 3.5 times local income. Owners hold 97% of homes, renters 3%. 5,333 residents call 10913 home, typically aged 39. There are about 1,530 housing units across 10913. About 49% have a four-year degree. The demographic-stress sub-score lands at 34/100. At $175,000, median income runs above typical U.S. levels. Rent burden reaches 96% of tenant households. Vacancy runs 3.4%. 9.5% of residents fall below the poverty threshold.

Overall 10913 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 10913 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 10913 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 10913 reflects the current record instead of a stale or modeled snapshot.

Each component behind 10913 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. In workflow terms, 10913 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

19/100
Composite stress
43/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 10913

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk87
9 further distress layers are graded for 10913

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 10913 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 10913, the same set carried on every parcel.

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