ZIP 10976 Foreclosure, Tax-Lien & Distress Report

Rockland County, New York's ZIP 10976 registers 19/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). The split runs 43/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (84/100)).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 20% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 54% of adults hold a bachelor's degree or higher. 2,215 residents call 10976 home, typically aged 39. Around 64% of renters are cost-burdened. A median home runs $651,800 here, or 6.9 times local income. Median household income is $95,956, above the U.S. median near $78,000. The demographic-stress sub-score lands at 43/100. 11.7% of residents fall below the poverty threshold. The vacancy rate is 11.4% — elevated. The tenure split is 63% owner-occupied to 37% rented. There are about 651 housing units across 10976.

Broadly, 10976 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 10976 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 10976's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 10976, the field stays empty rather than modeled, and fills in as new documents post.

10976's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 10976 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.