ZIP 10976 Property Distress & Foreclosure Data

DLRadar grades ZIP 10976 (Rockland County, New York) at a low 25/100 for overall property distress. Property-level stress concentrates in construction/permit lag (58/100), structural risk (57/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. On the structural side it scores 57/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (84/100).

The market reads expansion — home values rose 6.3% year on year, and 20% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 54% of adults hold a bachelor's degree or higher. About 2,215 people live here, median age 39. Around 64% of renters are cost-burdened. The typical home is worth about $651,800 (6.9× income). At $95,956, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 43/100. The poverty rate is 11.7%. The vacancy rate is 11.4% — elevated. 63% of housing is owner-occupied. The ZIP holds roughly 651 housing units.

Net-net, 10976 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.