ZIP 07648 Property Distress & Foreclosure Data

Bergen County, New Jersey's ZIP 07648 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The latent-versus-live split is 59/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 18% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 67% of renters are cost-burdened. 3.3% of residents fall below the poverty threshold. Median household income is $164,766, above the U.S. median near $78,000. The vacancy rate is 3.3%. DLRadar's demographic-stress index for the area reads 30/100. Owners hold 80% of homes, renters 20%. The ZIP holds roughly 2,001 housing units. 5,668 residents call 07648 home, typically aged 48. Educational attainment sits at 60% bachelor's-or-above. Home values center near $709,100, an affordability ratio of 4.1×.

Overall, 07648 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.