ZIP 07648 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 07648 (Bergen County, New Jersey) returns a low composite of 26/100. The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). The latent-versus-live split is 58/100 structural and 2/100 already moving.

The expansion-phase market in 07648 posted values that rose 5.2% over the year, and 18% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Rent burden reaches 67% of tenant households. 3.3% of residents fall below the poverty threshold. At $164,766, median income runs above typical U.S. levels. Vacancy runs 3.3%. On demographic stress specifically, 07648 scores 30/100. 80% of housing is owner-occupied. There are about 2,001 housing units across 07648. About 5,668 people live here, median age 48. Educational attainment sits at 60% bachelor's-or-above. Home values center near $709,100, an affordability ratio of 4.1×.

Overall, 07648 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 07648 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 07648 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07648 can be compared directly against any other ZIP in Bergen County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 07648, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 07648 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 07648 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.