ZIP 07627 Property Distress & Foreclosure Data

In Bergen County, New Jersey, ZIP 07627 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). Its standout signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural exposure scores 59 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 40% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,748 housing units across 07627. 0.8% of residents fall below the poverty threshold. 4,916 residents call 07627 home, typically aged 46. Educational attainment sits at 75% bachelor's-or-above. Home values center near $1,114,600, an affordability ratio of 5.5×. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 90% of homes, renters 10%. Rent burden reaches 69% of tenant households. Vacancy runs 2.9%. Median household income is $175,078, above the U.S. median near $78,000.

Overall, 07627 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.