ZIP 07627 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07627 (Bergen County, New Jersey) lands at 25/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). Property-level stress concentrates in structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. The latent-versus-live split is 57/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 40% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 1,748 housing units. The poverty rate is 0.8% — low. About 4,916 people live here, median age 46. Educational attainment sits at 75% bachelor's-or-above. The typical home is worth about $1,114,600 (5.5× income). DLRadar's demographic-stress index for the area reads 32/100. The tenure split is 90% owner-occupied to 10% rented. Rent burden reaches 69% of tenant households. The vacancy rate is 2.9%. Households earn a median $175,078 — above the roughly $78,000 national figure.

On balance 07627 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 07627 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 07627's 25/100 can be lined up against any neighbor in Bergen County, New Jersey or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 07627 shows blanks, not estimates, wherever the record is sparse.

The 25/100 for 07627 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 07627 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.