ZIP 07024 Property Distress & Foreclosure Data

DLRadar grades ZIP 07024 (Bergen County, New Jersey) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The latent-versus-live split is 59/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 31% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $105,594, above the U.S. median near $78,000. The vacancy rate is 6.2%. Home values center near $448,000, an affordability ratio of 4.0×. Around 42% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 65% bachelor's-or-above. 8.4% of residents fall below the poverty threshold. 39,785 residents call 07024 home, typically aged 47. The ZIP holds roughly 19,659 housing units. Owners hold 58% of homes, renters 43%.

Overall, 07024 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.