ZIP 07605 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 07605 (Bergen County, New Jersey) returns a low composite of 25/100. The split runs 57/100 structural to 2/100 active on the ground. Its standout signals are structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).

The expansion-phase market in 07605 posted values that rose 5.2% over the year, and 20% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $672,900 here, or 5.5 times local income. The ZIP holds roughly 3,618 housing units. Population is roughly 9,333 with a median age of 46. The vacancy rate is 6.0%. Around 61% of adults hold a bachelor's degree or higher. Median household income is $115,476, above the U.S. median near $78,000. Owners hold 70% of homes, renters 30%. On demographic stress specifically, 07605 scores 33/100. 3.6% of residents fall below the poverty threshold. Around 48% of renters are cost-burdened.

Overall, 07605 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 07605 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 07605 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 07605 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 07605 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 07605 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.