ZIP 07605 Property Distress & Foreclosure Data

DLRadar grades ZIP 07605 (Bergen County, New Jersey) at a low 26/100 for overall property distress. Structural exposure scores 59 and live distress 2 on the 0–100 scale. Property-level stress concentrates in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)).

The expansion-phase market in 07605 posted values that rose 6.0% over the year, and 20% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $672,900 (5.5× income). There are about 3,618 housing units across 07605. Population is roughly 9,333 with a median age of 46. Vacancy runs 6.0%. Around 61% of adults hold a bachelor's degree or higher. At $115,476, median income runs above typical U.S. levels. 70% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. The poverty rate is 3.6% — low. Rent burden reaches 48% of tenant households.

On balance 07605 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.