ZIP 07621 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 07621 (Bergen County, New Jersey) at a low 26/100 for overall property distress. Structural risk reads 58/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The pressure is most legible in structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The market reads expansion — home values rose 5.2% year on year, and 30% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $491,500 (3.8× income, relatively affordable). Rent burden reaches 48% of tenant households. Population is roughly 28,269 with a median age of 41. There are about 9,479 housing units across 07621. The vacancy rate is 2.5%. At $124,083, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 29/100. About 48% have a four-year degree. The tenure split is 71% owner-occupied to 29% rented. 6.1% of residents fall below the poverty threshold.

On balance 07621 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 07621 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Bergen County, New Jersey and the nation. Nothing here is interpolated — where a source is thin for 07621, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 07621's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 07621 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.