ZIP 07621 Property Distress & Foreclosure Data

ZIP code 07621 in Bergen County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 59/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). What sets it apart are the readings on structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 30% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $491,500, an affordability ratio of 3.8× — accessible. Rent burden reaches 48% of tenant households. 28,269 residents call 07621 home, typically aged 41. There are about 9,479 housing units across 07621. Vacancy runs 2.5%. Median household income is $124,083, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 48% bachelor's-or-above. Owners hold 71% of homes, renters 29%. 6.1% of residents fall below the poverty threshold.

Overall, 07621 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.