ZIP 07666 Property Distress & Foreclosure Data

Bergen County, New Jersey's ZIP 07666 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The latent-versus-live split is 59/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 33% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 3.2%. 5.5% of residents fall below the poverty threshold. Around 34% of renters are cost-burdened. The ZIP holds roughly 14,060 housing units. Educational attainment sits at 54% bachelor's-or-above. Home values center near $546,100, an affordability ratio of 3.7× — accessible. Median household income is $134,311, above the U.S. median near $78,000. Owners hold 77% of homes, renters 23%. DLRadar's demographic-stress index for the area reads 26/100. 41,499 residents call 07666 home, typically aged 38.

Overall, 07666 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.