ZIP 07666 Foreclosure, Tax-Lien & Distress Report

In Bergen County, New Jersey, ZIP 07666 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The latent-versus-live split is 58/100 structural and 2/100 already moving. Leading the profile are structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.

The expansion-phase market in 07666 posted values that rose 5.2% over the year, and 33% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 3.2%. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Around 34% of renters are cost-burdened. There are about 14,060 housing units across 07666. Educational attainment sits at 54% bachelor's-or-above. A median home runs $546,100 here, or 3.7 times local income. At $134,311, median income runs above typical U.S. levels. The tenure split is 77% owner-occupied to 23% rented. DLRadar's demographic-stress index for the area reads 26/100. Population is roughly 41,499 with a median age of 38.

Overall, 07666 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 07666 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 07666 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07666 can be compared directly against any other ZIP in Bergen County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 07666, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 07666 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 07666 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.