ZIP 07607 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07607 (Bergen County, New Jersey) lands at 25/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 57/100 structural and 2/100 already moving. Its heaviest discrete signals: structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 29% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 69% of homes, renters 31%. A median home runs $533,500 here, or 4.2 times local income. At $119,306, median income runs above typical U.S. levels. The vacancy rate is 2.4%. 10,042 residents call 07607 home, typically aged 46. 2.8% of residents fall below the poverty threshold. Around 36% of renters are cost-burdened. Around 44% of adults hold a bachelor's degree or higher. There are about 3,969 housing units across 07607. DLRadar's demographic-stress index for the area reads 28/100.

Overall, 07607 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 07607 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 07607's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 07607, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 for 07607 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 07607 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.