ZIP 07603 Foreclosure, Tax-Lien & Distress Report
Bergen County, New Jersey · Distress market
ZIP 07603's composite property-distress score is 25/100 - DLRadar classes that as low for Bergen County, New Jersey. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 57/100 structural and 2/100 already moving.
The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 9,110 with a median age of 42. The ZIP holds roughly 3,493 housing units. 69% of housing is owner-occupied. About 34% have a four-year degree. Households earn a median $107,321 — above the roughly $78,000 national figure. On demographic stress specifically, 07603 scores 32/100. Vacancy runs 2.4%. The poverty rate is 5.6% — low. Home values center near $501,600, an affordability ratio of 4.1×. Around 47% of renters are cost-burdened.
On balance 07603 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 07603 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 07603 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 07603 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 25/100 for 07603 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 07603 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 07603’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 07603 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 07603, drawn from the same report attached to each property.
Other Bergen County ZIP codes
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Unlock the full ZIP 07603 acquisition report
Every distressed parcel in 07603 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology