ZIP 07601 Property Distress & Foreclosure Data

Composite property distress in 07601 (Bergen County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. Structural exposure scores 59 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 6.0% year on year, and 30% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $393,700 here, or 4.5 times local income. Rent burden reaches 41% of tenant households. About 45,768 people live here, median age 42. The tenure split is 38% owner-occupied to 62% rented. There are about 21,361 housing units across 07601. Roughly 11.3% live below the poverty line. About 42% have a four-year degree. On demographic stress specifically, 07601 scores 35/100. Vacancy runs 5.1%. Households earn a median $82,212 — near the roughly $78,000 national figure.

Net-net, 07601 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.