ZIP 07601 Foreclosure, Tax-Lien & Distress Report

In Bergen County, New Jersey, ZIP 07601 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structurally it carries 57/100, against 2/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 30% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $393,700 (4.5× income). Around 41% of renters are cost-burdened. About 45,768 people live here, median age 42. Owners hold 38% of homes, renters 62%. The ZIP holds roughly 21,361 housing units. The poverty rate is 11.3%. About 42% have a four-year degree. On demographic stress specifically, 07601 scores 35/100. Vacancy runs 5.1%. Households earn a median $82,212 — near the roughly $78,000 national figure.

Net-net, 07601 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 07601 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 07601 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 07601, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 figure for 07601 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 07601 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.