ZIP 07070 Property Distress & Foreclosure Data

Composite property distress in 07070 (Bergen County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. Structural risk reads 59/100 against active distress of 2/100.

The market reads expansion — home values rose 6.0% year on year, and 29% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 18,748 people live here, median age 41. Households earn a median $136,069 — above the roughly $78,000 national figure. There are about 7,129 housing units across 07070. Rent burden reaches 28% of tenant households. The tenure split is 63% owner-occupied to 37% rented. About 59% have a four-year degree. Vacancy runs 2.9%. On demographic stress specifically, 07070 scores 27/100. A median home runs $603,600 here, or 4.3 times local income. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 07070 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.