ZIP 07073 Property Distress & Foreclosure Data

In Bergen County, New Jersey, ZIP 07073 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). On the structural side it scores 59/100, with 2/100 of stress already active. Its standout signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 16% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. About 10,154 people live here, median age 37. The tenure split is 36% owner-occupied to 64% rented. Around 37% of renters are cost-burdened. The vacancy rate is 3.4%. About 45% have a four-year degree. The ZIP holds roughly 4,454 housing units. On demographic stress specifically, 07073 scores 35/100. Households earn a median $91,789 — above the roughly $78,000 national figure. A median home runs $458,100 here, or 4.9 times local income.

Net-net, 07073 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.